Who are we?

Lloyds TSB Insurance Services Limited, Registered in England No. 968406. Registered Office - 25 Gresham Street, London EC2V 7HN.

Who can use this site to buy insurance?

Unless otherwise indicated, our products and services are only available to UK residents who access this website from within the UK. If you use this website to apply for insurance, you confirm that you are over 18 years old and are not impersonating another person. We aim to offer very competitive insurance but not everybody will be eligible to take out some of our insurance products. We reserve the right to refuse to offer you a firm quote if you are not eligible for this insurance product.

What type of law applies?

This site and these conditions are governed by English law. Any disputes arising from this site shall be resolved by the English courts, unless you can show you accessed the site from Scotland in which case the Scottish courts may be used.

Who owns the material on this site and how can it be used?

We own, or have a licence for, all copyrights for this website and all trademarks and other materials used on it, unless otherwise indicated. © Lloyds TSB Insurance Services Ltd 2005. All rights reserved. You may only print, copy, download or temporarily store extracts from our site for your personal information or when you use our services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular, no-one may use any part of our site on any other website without this permission.

What is the extent of our legal liability?

The following clauses exclude or limit our legal liability for this site. You should read them carefully. They all apply only as far as the law permits and, in particular, we do not exclude or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 or the rules and regulations for the conduct of business derived from the Act.

Which products, campaigns and special offers are valid?

The existence of products and special offers on this website does not necessarily mean that these offers are also available through our other channels of distribution (eg. branch or telephone) and vice versa. Gift and voucher promotions are limited to one per policy per household.

Who underwrites our insurance products?

Lloyds TSB Insurance Services Limited registered in England No 968406 25, Gresham Street London EC2V 7HN. Lloyds TSB Insurance Services Limited introduces to AXA Insurance UK plc for Lloyds TSB Essential Business Insurance. AXA Insurance UK plc, Registered Office:. 107 Cheapside, London EC2V 6DU. Registered in England No.78950 a member of the AXA Group of Companies. Both companies are authorised and regulated by the Financial Services Authority.

To help us maintain a quality service, telephone calls may be monitored or recorded.

Where can you get more information?

If you want any more information about anything on this site, please contact us (click here for our contact details).