If your business means you regularly do contract work (where either you or your employees go to work at third-party sites) then a business liability and business equipments insurance provides essential protection.

This product can meet the needs of small businesses with up to 5 employees (including principals, partners and directors) and will allow you to travel within the UK wherever your work demands, safe in the knowledge that you're covered. So, if you're a carpenter, electrician, builder, consultant – or anybody else whose job demands that they work on site – then this could be the policy for you.

Public liability as minimum standard cover up to £1m, although higher limits e.g. £2m and £5m, may be available on request.

• Employers' Liability
• Public and Employers' Liability cover in respect of temporary employees
• All risks on tools and mobile phones
• Own Plant and Hired Plant
• Contract works
• 'No claims' discounts
• Personal Accident

Spread your payments by direct debit, interest-free, to help manage your cashflow.

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